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September 23.2025

2 Minutes Read

Urgent Appeal to Extend ACA Tax Credits: What New Jersey Families Face

Public figure and doctors at event to extend ACA tax credits.

Congressman Gottheimer's Call to Action

In a rallying cry for New Jersey families, Congressman Josh Gottheimer (NJ-5) has urged lawmakers to extend the Affordable Care Act (ACA) enhanced premium tax credits, which are set to expire at the end of the year. Joining local healthcare workers at Bergen New Bridge Medical Center, he emphasized the urgency of bipartisan cooperation as funding for the government looms on a tight deadline.

The Impending Premium Crisis

Gottheimer pointed out that if the tax credits are not renewed, more than 22 million Americans could face skyrocketing health insurance premiums. In New Jersey alone, over 454,000 individuals—including 38,000 from Gottheimer's district—are bracing for substantial cost increases. This dire prediction is troubling, especially for families that rely on the ACA for affordable coverage.

What's at Stake for Local Families?

The numbers tell a frightening story. For instance, a family of four in Bergen County earning $130,000 could see their premiums rise by over $20,000—an increase that represents a staggering 114%. This potential spike could consume nearly a third of their income, raising the alarm about affordable health care options in the state.

Support from Healthcare Leaders

Cathy Bennett, President and CEO of the New Jersey Hospital Association, echoed Gottheimer’s message, stating that the extension of tax credits is vital for maintaining peace of mind regarding medical care. She argued that losing these subsidies could force families into tough choices between essential healthcare and other financial commitments.

The Wider Implications for the Nation

The struggle facing New Jersey mirrors a national crisis, as 4.2 million families could lose their health coverage entirely without the ACA tax credits. Gottheimer's plea bridges a critical gap in awareness about the intricacies of healthcare funding that affect individuals on a personal level, bringing to light the interconnectedness of financial security and health care access.

Moving Forward: The Need for Immediate Action

As the calendar year closes in, the pressure mounts for Congress to act quickly. Gottheimer's insistence on taking bipartisan steps to save the ACA tax credits highlights an essential debate not just about policy but about the well-being of families. “These aren’t red issues or blue issues — they are about affordable health care for our families and children,” he remarked. This sentiment resonates deeply as it urges readers to consider the direct impact of governmental decisions on their everyday lives.

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