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October 11.2025
2 Minutes Read

How the Horizon Innovation Summit is Paving the Way for Equitable AI

Diverse professionals at a conference on equitable use of AI.

A Closer Look at the Horizon Innovation Summit: Equitable AI in Action

The Horizon Innovation Summit held on October 8 at MetLife Stadium shed light on a crucial theme that resonates across various sectors—equitable use of artificial intelligence (AI). Hosted by Horizon Blue Cross Blue Shield, this event gathered nonprofit leaders and tech experts to explore how AI can serve communities more fairly. From addressing health challenges to enhancing operational efficiency, the summit engaged participants in crucial conversations about the future of AI in society.

Transformative Potential of AI for Communities

During the summit, Jonathan Pearson highlighted the need for AI technologies to be accessible to everyone, particularly underrepresented communities. This resonates with the efforts discussed in the AI equity initiatives outlined by organizations like the Gates Foundation, which emphasize that AI solutions must be locally driven. By prioritizing community input, stakeholders can create tools that genuinely meet the needs of diverse populations, ensuring that AI advancements help to bridge existing disparities rather than exacerbate them.

Insights from Experts: A Collaborative Approach

Keynote speaker Jean Westrick shared insights on implementing AI frameworks designed to promote social impact. The message was clear: nonprofits and organizations must engage actively with technology to harness its benefits effectively. As highlighted in the reference materials, many nonprofits have been slow to adopt AI due to resource constraints. However, the transformative power of AI could allow these organizations to enhance service delivery, reduce biases in decision-making, and ultimately foster inclusion.

Challenges and Opportunities Ahead

Despite the optimism surrounding AI, challenges remain. Attendees at the summit, including panelists from Horizon and the New Jersey Business & Industry Association, discussed the risks inherent in AI deployment. There’s a genuine concern that without careful oversight, AI can perpetuate biases, particularly in areas like lending and hiring practices, as referenced in national discussions around equitable AI. Thus, it is crucial for organizations to adopt responsible practices that align with community needs.

Call to Action: Seize the Chance for AI Progress

The closing remarks by Uli Diaz underscored the importance of civic engagement in this technological revolution. As AI rapidly evolves, local communities must not only stay informed but also actively participate in shaping the applications of this technology to enhance their quality of life. The Horizon Innovation Summit represents just one example of how collective action can pave the way for a more equitable distribution of AI resources.

Engaging with your community about AI's potential is vital. Whether you're from Sussex County NJ or any part of Northern NJ, your voice matters in the conversation about how AI should be implemented to serve everyone fairly. Let's work together to ensure tech innovations are genuinely beneficial for all.

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10.10.2025

A Reflective Tribute to Ray Zardetto's Lasting Legacy in NJ

Update Honoring a Legacy: Remembering Raymond ZardettoOn October 8, 2025, the New Jersey community lost a beloved leader, colleague, and friend, Raymond Zardetto, at the age of 68. With a career deeply rooted in both business and military support, Ray’s impact resonates strongly across the state, particularly in his hometown of Hamilton.Ray served with unwavering commitment as the vice president of communications and events for the New Jersey Chamber of Commerce from 2010 to 2022. His colleagues remember him not only as a skilled manager but also as a true gentleman whose kindness and respect for others created a nurturing environment for all. Scott Goldstein, a fellow at the Chamber, shared, “Ray earned respect and gave respect, always putting people in positions to succeed and helping them shine.”A Passion for Community and ServiceAfter his tenure at the Chamber, Ray continued to make a difference as the editor of ROI-NJ’s "Military Matters,” where he showcased the resilience and dedication of military families. His support for veterans and the military community exemplified his unwavering commitment to service—a connection that enriched his professional and personal life.“Ray was a consummate professional but also a true friend and an endless source of wit,” remarked Tom Hughes, publisher and CEO of ROI-NJ. “His presence will be missed, but his legacy of kindness, professionalism, and joy will forever remain with us.” Ray’s approach to challenges—with a smile and a knack for storytelling—brought levity and enthusiasm to every interaction.Celebrating Ray’s Unique CharacterRay was known affectionately as “RaZor” among friends, embodying a spirit of positivity and humor. Gino Sciorilli, a member of the Military Support Alliance, recounted their daily phone greetings that always initiated with laughter. “That was Ray—full of life, humor, and positivity,” he reminisced. This charming nature fostered numerous initiatives that encouraged community bonds and lifted spirits among those around him.His legacy extends beyond professional accomplishments; it's in the hearts he's touched and the lives he's elevated. Whether innovating events like the Women in Business Awards or bridging gaps between the business and military sectors, Ray’s influence will undeniably continue to inspire future generations.A Lasting Legacy in Northern NJRay's contributions were pivotal in enhancing the New Jersey Chamber's profile through relationships forged with the media and local communities. His work has set a benchmark for leadership and collaboration that will guide those who follow in his footsteps, particularly in Sussex County and surrounding areas including Andover, Sparta, and Vernon. The Chamber will honor his memory through continuous efforts in community building, reflecting his dedication to service.As we reflect on Ray Zardetto’s life, let us remember his joyful spirit and generous heart, fostering connections and uplifting those around him. Our sympathies go out to his wife Rita and children, Gina and Joe, as we pay tribute to a true champion of New Jersey—a passionate advocate who will not be forgotten.

10.09.2025

FBT Gibbons: A Bold New Era in Legal Representation Begins

Update The Merger That Changes the Legal Landscape Exciting changes are underway in the legal world as Gibbons P.C. and Frost Brown Todd LLP plan to merge, creating a formidable new entity named FBT Gibbons LLP. Effective January 1, 2026, this merger promises to reshape how legal services are delivered across the country. Strengthening Legal Services Nationwide This combination is more than just a merger; it represents a strategic collaboration of two respected firms, boasting a combined workforce of roughly 800 attorneys across 25 offices. This new firm aims to provide expanded capabilities and reach, serving not only Fortune 500 companies but also emerging startups and mid-sized businesses from coast to coast. Leverage of Complementary Strengths Gibbons brings a rich legacy and valuable insights from its long-standing presence in the Northeast, particularly known for litigation and regulatory practices. Its areas of expertise include business, environmental issues, class action defense, and labor & employment, enhancing Frost Brown Todd’s already established reputation. A Robust Future Ahead For clients, this merger translates to greater access to a diverse and skilled pool of attorneys and a more substantial national presence. The leaders of both firms have expressed excitement about the synergy this merger will create, which is likely to drive growth in corporate and transactional work across key markets like finance, manufacturing, and energy. Celebrating a Century of Service As Gibbons prepares to celebrate its centennial next year, this union adds an innovative chapter to its storied history and commitment to exceptional legal counsel. Clients can look forward to enhanced services and a stronger platform built on a foundation of shared values and mutual respect. Looking Ahead: A Defining Moment for Legal Services This merger exemplifies a pivotal moment for the legal field, one characterized by collaboration and strengthened capabilities. As the legal landscape continues to evolve, FBT Gibbons is poised to emerge as a powerhouse that can meet the sophisticated needs of its clients while fostering a culture of excellence. The transformative nature of this merger underscores the importance of coming together in the legal community to ensure continued growth and service improvements. In an ever-changing business landscape, partnerships like FBT Gibbons are paving the way for future successes.

10.07.2025

Banking on the Future: How AI is Shaping the Regulatory Landscape

Update The Intersection of AI and Banking InnovationThe recent "Banking on the Future" conference held at the Borgata Hotel in Atlantic City from September 29 to October 1 proved to be more than just a venue for industry leaders to meet. It was a platform where pressing issues such as the adoption of artificial intelligence (AI) and the complexities of regulatory compliance took center stage. Michael Affuso, the president and CEO of the New Jersey Bankers Association, emphasized the need for banks to adapt their operations to leverage emerging technologies, underlining that ensuring compliance in a fluctuating regulatory landscape is paramount for success.Navigating Regulatory ChallengesCompliance has become one of the most significant hurdles in the banking sector. As emphasized by Affuso, keeping up with an ever-changing regulatory environment is challenging, especially when the guidance from regulatory bodies lacks clarity. This sentiment resonates with the insights shared in a Deloitte report that highlights how unexpected changes in administration can complicate these regulations further. As banks gear up for 2025, navigating these compliance challenges will be key to maintaining operational efficiency and customer trust.AI: A Tool for Efficiency, but What About Ethics?As AI continues to permeate the banking sector, its benefits are clear—operational efficiencies, better customer service via chatbots, and enhanced decision-making analytics. However, discussions at the conference pointed to a darker side: potential biases embedded in AI algorithms. New regulations aimed at ensuring ethical AI deployment, including transparency and fairness, were a hot topic. The report from Goodwin emphasizes the need for financial institutions to prioritize accountability and explainability in AI systems to avoid pitfalls associated with discrimination and bias.What Lies Ahead? Predictions for the Banking SectorLooking toward 2026, experts attending the conference shared concerns about how the banking industry must remain vigilant against the backdrop of evolving regulatory standards. The combined insights from Affuso’s remarks and reports from Goodwin and Deloitte suggest a landscape where banks are prompted to integrate AI governance frameworks, ensuring that technology serves to enhance not only operational efficiencies but also ethical standards.Conclusion & Call to ActionAs the banking industry enters a transformative phase, the takeaways from the "Banking on the Future" conference promote a message of innovation intertwined with ethical responsibility. Stakeholders in the financial services sector must now embrace these upcoming changes, focusing on technology that encourages fairness and transparency. It’s time for local banking leaders to unite and prepare for these challenges by implementing robust governance practices that honor their commitment to their communities.

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